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ATB Card from Raiffeisen

Apply for an online card and enjoy a permanent 5% discount and up to 40% off weekly deals at our network stores!

Benefits of ATB cards

Permanent 5% discount Get a discount on the promotional price for over 700 products.
Transfers without fees Transfer funds from card to card at any bank for free.
Exclusive discount of up to 40% Only for cardholders — get up to 40% off weekly deals at ATB.
Cashback up to 20% Receive cashback on selected purchase categories.
Cash withdrawal without fees Withdraw cash for free at any ATM in Ukraine.
Fast application Applying through MyRaif takes just 10 minutes.

How to apply for an ATB card?

Step 1

Download MyRaif

Download and install the MyRaif app on your smartphone.

Step 2

Complete the identification

You can do this using your passport and code or through the Diia app.

Step 3

Apply for an ATB card!

Add it to Apple Pay or Google Pay and start using it!

You can also obtain a payment card at the nearest ATB store for 50 UAH (this amount will be credited to your card after registration) by scanning the QR code from the packaging and registering the card according to the instructions. After that, you will be able to fully enjoy all its benefits!

ATB card fees

CardAТБ Visa Gold
Card-to-card transfersno fees through the MyRaif app
Monthly maintenanceno fees
Cash withdrawalsno fees at any ATM in Ukraine
Cashback

2 categories of your choice in the MyRaif app

Notifications instant PUSH notifications for all card transactions
Cashless top-upno fees

More about the card

What discounts can you get with the ATB card?

Every week from Wednesday to Tuesday, you can purchase weekly deals at ATB stores with discounts of up to 40%. This offer is valid until December 31, 2025, with a new set of promotional products each week. The card also guarantees a permanent 5% discount on promotional items.

How to take advantage of the discount program?

  1. Register your card.
  2. Shop at ATB stores.
  3. Pay with this card and automatically receive discounts.

Who is the ATB card suitable for?

This card is designed for those who regularly shop at ATB and want to save on everyday products. Discounts of up to 40%, cashback, free transfers, and easy application — everything you need for profitable daily shopping.

FAQ

Yes! A virtual card on your phone or watch (with Google Pay, Apple Pay, or Garmin Pay technologies) provides a discount with the ATB card. Add the card to your digital wallet and use it — it’s even more convenient, as the card is always at hand!

When making your first transfer, select the "make payment recurring" option, and the funds will be automatically credited in the amount and frequency you specify — saving you time and eliminating fees. This way, you will always have money on your card for purchases at ATB with discounts from Raiffeisen, regardless of which card your salary or pension is deposited into.

Block your card in the MyRaif app or message an operator in the chat. Alternatively, you can call 0 (800) 500-500 (free within Ukraine), (044) 490-88-88 (for calls from abroad), or 521 (free from Vodafone).

Discounts are activated immediately after registering your card, whether online or in-store. You will be able to receive a 5% discount and up to 40% off weekly deals right away.

The ATB card is a full-fledged payment card with bonuses: discounts, cashback, free cash withdrawals, and transfers, so there is no difference!