Payment cards
With Raif, you can easily open a card online or in a branch. Apply for a bank card for daily payments, online shopping, cashback and transfers!
Choose a payment card
Other bank cards from Raif
Check out all our cards and you will have the opportunity to order a payment card that suits your needs!
How to make a bank card?
In order to get a payment card in Raif, you have two options: open a card online or in a branch. Choose your preferred method, and we will tell you what to do step by step.
- Online
- In the branch
- Download the MyRaif application.
- Select the card you want to apply for.
- Identify yourself using your passport and code or the Diia app.
- The card is ready to use!
- Visit the nearest branch of Raif. Bring your Ukrainian passport or a document that replaces it and a certificate of identification code assignment.
- Tell the bank employee that you want to issue a debit card.
- You can either get an instant card or order a personalized card.
You can pick up a personalized card at a Raif branch or via Nova Poshta.
Advantages of payment card from Raif
What is a debit bank card?
A debit card is a modern tool for convenient management of your own funds. It allows you not only to keep money on your account, but also to use it every day in the way you are used to. With a debit card, you can:
- pay for purchases in stores and online;
- withdraw cash from ATMs in Ukraine and abroad;
- transfer funds to other cards or accounts;
- pay for utilities and other regular payments;
- top up your mobile phone or another person's account;
- subscribe to services, pay in applications and services.
Unlike a credit card, a debit card works exclusively with your own funds - you do not use borrowed money, but only the money available on your account. Different types of debit cards are available at Raiffeisen Bank so that every customer can choose the best option depending on their needs - for daily expenses, savings, travel or salary payments.
The difference between debit and credit cards
When it comes to payment cards, there are usually two types: debit and credit cards. What is the difference?
A debit card is your current bank account. You can spend only the funds that are on your balance. It is suitable for paying salaries, pensions or social benefits, as well as for personal transactions.
A credit card gives you the opportunity to use the bank's credit limit to make purchases and transactions that exceed the amount available on your account. You use the funds, enjoy the benefits of the grace period and repay them to the bank within the established period, click on the link if you want to apply for a credit card.
For more information on the difference between the two, please read our article here.
Корисна інформація
You may get acquainted with the following documents:
At any time during the term of the Agreement, the Client has the right to initiate its termination after closing all accounts and fully repaying the debt to the Bank. For this purpose, the Client shall submit a written application to the Bank's branch.