
Salary cards


ATB card from Raiffeisen

Visa Fishka
Salary card is a card intended for the salary receipt.
It doesn’t matter, which bank services the salary project of your employer, you can choose the best terms for your salary account servicing, since this right is
guaranteed by the law of Ukraine!
How to apply for a salary card?
IIt is very easy to receive a salary card by Raif. You need to:
1. select a salary card among the options offered by Raif
2. visit a Raif’s branch or issue the card in MyRaif application.
You can issue a virtual card in MyRaif application and order a plastic card with the delivery by Nova Poshta.
If the Salary project of your company is serviced by Raif and you independently opened a card in MyRaif application, contact us via a chat in the application and write the tax ID of
your company (EDRPOU code) and the next salary will be credited to this card.
If the Salary project of your company is serviced by another bank, only one step is required to receive salary to this card: submit the filled in application with the details of your card opened at Raif to your accounting unit.
We recommend using the template of the application available at the link.
You can find the details of your card in MyRaif application: choose a card - view the account details.
Take advantage of all the benefits of a salary card!
Tariffs
Monthly service fee | Free of charge |
Cash withdrawal | Free of charge via any ATM on the territory of Ukraine |
Cash and cashless replenishment | Free of charge |
Card to card transfers in MyRaif application | Free of charge to cards issued by Raif Free of charge to cards issued by other banks |
Cashback up to 10% | 2 categories to choose from in the MyRaif app Details Cashback by Raif |
Notifications | Instant PUSH notifications about all card transactions |
Salary cards: benefits from Raif
There are several good reasons for using a salary card:

Additional features
Do you want to have even more advantages?
Take advantage of other useful services from Raif.
Cashback by Raif
Cashback and accumulation of bonuses in selected categories
of purchases. Earn up to 500 ₴ monthly.
2 categories to choose from
in the MyRaif app
Details Cashback by Raif
“Cash at the checkout” service
Get cash when paying with a payment card at retail outlets
for goods of any amount. Just inform the cashier of your intention to withdraw
cash and enter your PIN code to the card.
A WARNING TO PI CUSTOMERS when using the service of card account opening and maintaining with a debit payment card
The service of the card account opening with a debit payment card (hereinafter – “bank service”) is provided by Raiffeisen Bank JSC (hereinafter – Bank) to PI customers based on the Bank Service Agreement.
The Bank Service Agreement (hereinafter – Agreement) is an agreement of accession (article 634 of the Civil Code of Ukraine) and consists of a public proposal, the statement of acceptance of the public proposal/agreement, the Bank Service Rules for Private Individuals in Raiffeisen Bank JSC, the Bank’s tariffs and the application for a card account opening and maintenance.
In the event of non-performance or improper performance of the obligations under the Agreement by the customer, the customer shall be liable according to the law of Ukraine, as well as the terms and conditions of the Agreement.
The possible consequences for a customer in the event of the use of the bank service or non-performance of the obligation under the Agreement on providing such bank service are stipulated by Article 1, Section 9 of the Bank service rules for private individuals.
The Bank is prohibited to demand that the customer should purchase any goods or services from the Bank or its related person as a mandatory condition for the bank service provision (except for the provision of a bank service package).
The Bank has no right to amend the application for opening and maintaining a card account concluded with the customer unilaterally, unless otherwise stipulated by the Agreement or the law.
The Customer may refuse to receive advertisement materials by means of remote communication channels.
Useful information
You can familiarize yourself with the Public Offer, Banking Terms and Conditions, Pricelist and other documents by following the link by the link.
At any time during the term of the Agreement, the Client has the right to initiate its termination after closing all accounts and fully repaying the debt to the Bank. For this purpose,
the Client shall submit a written application to the Bank's branch.
On the web-site
You can order a card and open the new account remotely, on the Bank's website at the link.
For this, you need the Diya application with the ID card or international passport.
By using this service, you will receive the virtual card which you can use it immediately by adding the card to your Apple Pay or Google Pay mobile wallet.
Additionally, you can order plastic card which will be sent to the bank’s branch of your choice.
Term of providing the card is 10 business days from the date of ordering card on the website. To obtain the card must have a passport of citizen of Ukraine or
document substituting and help with tax code.
At the nearest bank branch.
To order a card you must have a passport of a citizen of Ukraine with you or a document substituting and help with tax code. Card production time - 10 business days
from the date of order.*For client private entrepreneurs the account is opened during business hours.
At a bank branch
To open a payment card, you must have a passport of a citizen of Ukraine or a document that replaces it and a certificate of identification code assignment.
On the bank's website
The necessary documents for applying for a card on the website are the Diia application with an ID card or passport.
Receiving cards from Raif has become even more convenient. Read more
Raif strives to make our
products and services easy and convenient for customers.
Therefore, there are several reasons why our employees may ask a customer to take a picture in the branch:
😊 A light smile brightens the manager's day⚠ Having a customer's photo reduces the risk of fraud
⌚ Saves the customer's time on subsequent visits to the branch
📝 Speeds up the procedure for updating customer data
🖋 Reduces the number of signatures on documents Remaining reliable, we become easier for people 💛
Yes, it is. A salary card is a full-fledged bank account to which the employer transfers the employee's salary. It has all the standard account functions: replenishment, cash
withdrawal, payment for purchases and services.
Salary card is a regular payment card for receiving salary. In fact, any card from Raif can become a salary card. To do this, you need to write an application to your employer to transfer your salary to the card and indicate the account details. Submit the application to the accounting department and wait for the funds to be transferred on the payday.
Yes, you can. A virtual card is an analog of a regular payment card, but without a plastic carrier. So you can provide the details of this card to receive your salary and receive monthly payments with the convenience of a digital account.