Skip to main content

Salary Cards

Open a card for salary payments - receive funds without delay, transfer money to cards of any bank without a fee, and conveniently manage your expenses in the MyRaif app.

Choose a salary card

We recommend

Raifcard

No fees for card-to-card transfers, cash withdrawals and deposits - plus cashback for your purchases

Discounts at ATB

ATB card

Get discounts of up to 40% on goods of the week in ATB stores and cashback for your purchases

Additional Fishback for fuel

Visa Fishka

Additional Fishback for fuel at OKKO filling stations and cashback for other daily expenses

How to order a card for salary payments?

To get a salary card from Raif, you can use one of two ways - apply for a card online or in a bank branch. Choose the option that suits you best, and we will guide you through the next steps.

  1. Download the MyRaif application.
  2. Identify yourself using your passport and code or the Diia app.
  3. Open an account and a card.

Then there are two options:

  • If your company serves a payroll project in Raif and you opened a card yourself, just write to MyRaif support chat that you want to link the card to your company's EDRPOU. The connection will be made after confirmation.

  • If your company serves a payroll project in another bank, one step is enough to make the card a payroll card. Provide your account details to your company's accounting department along with a completed application for salary crediting. We recommend using the application template here. You can find your account details right in the MyRaif app.
  1. Visit the nearest branch of Raif. Bring your Ukrainian passport or a document that replaces it and a certificate of identification code assignment.
  2. Inform a bank employee about your desire to issue a salary card.
  3. They will help you with the application and advise you on the next steps.

We remind you that it doesn't matter which bank your employer uses to service your payroll project - you have the right to choose a bank to transfer your salary to. This right is guaranteed by Ukrainian law.

Salary cards: benefits from Raif

There are several good reasons for using a salary card:

Speed of payments Salary is paid to the card without delay on the specified day. As soon as the funds are credited, they can be immediately used for your needs.
Ease of use Salary cards do not differ in functions from regular cards: they can be used to make payments, withdraw cash from ATMs, and pay for services online.
Everything in one card Favorable tariffs You can open a card for salary for free. Service is free of charge. Transparent terms and additional features from Raif.
Simple management All account transactions are available through Raiffeisen Online application or the bank's website. You can order a salary card online, analyze statements and make cashless payments.

Tariffs

Monthly maintenance

without commission

Receiving cash

without commission at any ATM in Ukraine

Cash and non-cash deposits

without commission

Card-to-card transfers in MyRaif
  • no commission on Raif cards

  • no commission to cards of other banks

Cashback up to 10%

2 categories to choose from in MyRaif app

Details of cashback from Raif

Informing

instant PUSH notifications about card transactions

 

Useful information

You can familiarize yourself with the Public Offer, Banking Terms and Conditions, Pricelist and other documents by following the link by the link.

At any time during the term of the Agreement, the Client has the right to initiate its termination after closing all accounts and fully repaying the debt to the Bank. For this purpose,
the Client shall submit a written application to the Bank's branch.

  • Open MyRaif and go to the Cashback service.
  • Select 2 categories from the bank for the current month.
  • Pay for goods and services in the selected categories and get cashback with Raif cards.
  • Withdraw cashback from 100 UAH to any of your to any of your Raif accounts.     

On the web-site

You  can order a card and open the new account remotely, on the Bank's website at the link.  

For this, you need the Diya application with the ID card or international passport.

By using this service, you will receive the virtual card which you can use it immediately by adding the card to your Apple Pay or Google Pay mobile wallet.

Additionally, you can order plastic card which will be sent to the bank’s branch of your choice.
Term of providing the card is 10 business days from the date of ordering card on the website. To obtain the card must have a passport of citizen of Ukraine or
document substituting and help with tax code.

At the nearest bank branch.

To order a card you must have a passport of a citizen of Ukraine with you or a document substituting and help with tax code. Card production time - 10 business days
from the date of order.*For client private entrepreneurs the account is opened during business hours.

At a bank branch

To open a payment card, you must have a passport of a citizen of Ukraine or a document that replaces it and a certificate of identification code assignment.

On the bank's website

The necessary documents for applying for a card on the website are the Diia application with an ID card or passport.

Receiving cards from Raif has become even more convenient. Read more 

Raif strives to make our
products and services easy and convenient for customers.

Therefore, there are several reasons why our employees may ask a customer to take a picture in the branch:

😊 A light smile brightens the manager's day⚠ Having a customer's photo reduces the risk of fraud

⌚ Saves the customer's time on subsequent visits to the branch

📝 Speeds up the procedure for updating customer data

🖋 Reduces the number of signatures on documents Remaining reliable, we become easier for people 💛

Yes, it is. A salary card is a full-fledged bank account to which the employer transfers the employee's salary. It has all the standard account functions: replenishment, cash
withdrawal, payment for purchases and services.

Salary card is a regular payment card for receiving salary. In fact, any card from Raif can become a salary card. To do this, you need to write an application to your employer to transfer your salary to the card and indicate the account details. Submit the application to the accounting department and wait for the funds to be transferred on the payday. 

Yes, you can. A virtual card is an analog of a regular payment card, but without a plastic carrier. So you can provide the details of this card to receive your salary and receive monthly payments with the convenience of a digital account.