Loans
You can take a loan that fully meets your needs—quickly, conveniently, and transparently. Explore the available lending options for individuals right now!
Cash loans
Applying for a loan is as easy as repaying it—and you can do it all without leaving your home. Take advantage of the opportunity to get a loan from the bank through the MyRaif app.
Credit cards
Raiffeisen Bank credit cards are designed for obtaining credit and convenient repayment. They are perfect for your daily transactions.
My credit history
Check your credit history through the First All-Ukrainian Credit Bureau. With Raif, a loan from the bank means transparency, control, and confidence in every decision.
Loan repayment
Thanks to our services, you can quickly, securely, and free of charge repay all types of loans using a payment card from any bank.
Loan holidays for cash loans
During martial law, we care even more about our clients. If you are facing financial difficulties, take advantage of the opportunity to apply for loan
Credit card holidays
We support our clients in difficult times. During martial law, you can apply for credit card holidays.
Mortgage loan restructuring
In case of financial difficulties related to martial law, you can take advantage of mortgage loan restructuring programs at Raiffeisen Bank
How to get a loan at Raif?
Advantages of our loans
Read more about loans
What is a loan?
A loan is a financial service where a bank or other institution lends you money for a specified period of time. You pay back the amount with interest accrued for the use of the funds. When reviewing your application, the bank assesses your ability to repay, including your credit history.
What is a credit history?
Credit history is your financial reputation. It reflects how you paid for previous loans: whether you repaid on time, whether there were any delays, and how many loans you have already taken.
A positive credit history increases your chances of getting a new loan. But problems with past payments can make it harder to get financing when you need it most.